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Payday loan companies have a new debt-collection tool: Texas courts and prosecutors. When Roger Tillman lost his job, he knew money would be tight. But ace cash advance payday loans never thought he could end up in jail for being broke. Tillmans job as a late-night security guard in Houston had paid 9 an hour, and by picking up extra shifts, Tillman could just afford rent, groceries and other bills.
But in 2008, amid the economic collapse, the security company scaled back overtime shifts, straining his finances. Worried that he couldnt pay his bills, Tillman reluctantly went to The Money Center, a payday loan company with locations in San Antonio and Houston. He took out a 500 loan. The 64-year-old Houstonian doesnt recall the exact terms of the loan, but The Money Centers website currently offers a 500 loan at 650 percent annual interest, or about 150 in fees and interest for a two-week loan.
Such terms are common in Texas, where payday and car title lenders are allowed to charge customers unlimited fees. Like many low-income borrowers, Tillman found he couldnt ace cash advance payday loans pay off the loan when it came due.
You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you. Late Payments Hurt Your Credit Score. Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay.
If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments. Ez cash loans of sc inc easley sc. ace cash advance payday loans Calhoun Memorial Hwy. EZ Check Advance. 6314 Calhoun Memorial Hwy.
This is how people often get deeper in debt through payday loans. Unfortunately for many who pursue these loans, the cycle of debt continues. In some cases in Texas, its even possible for a borrower ace cash advance payday loans receive jail time for falling behind on payday loan payments. (3) Dont get caught in a predatory loan. Explore your options before choosing where to get cash in Arlington. If you already have a payday loan, or you have questions contact the Texas Fair Lending Alliance.
Pawn Shops in Arlington Fast cash at the risk of losing valuable possessions. Arlingtons pawn shops are another speedy way to get a small sum of cash.
Pawn shops are a common sight around town. Pawn shops are filled with used items for sale, but its important to remember that all of those items are being sold because people couldnt afford to pay their pawn shop loans.