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Standard Federal Bank was a Troy Michiganbased bank serving Michigan and Northern Indiana in the United States which was acquired by Bank of America on 5 May 2008.
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More than half of the debits were rejected by consumers and their banks. The overall rate reported by the Federal Reserve is about one-half of one percent. The bank lost its charter and was dissolved.
Regulators also are using bank oversight examinations to drive a wedge between banks and the online payday lenders they serve. They are warning banks during routine examinations to avoid the reputational risk of being tied publicly to an unpopular industry, whether by financing loans or processing payments for lenders. The tactics are similar to those the government used in its successful campaign in 2011 to quash the online poker business, whose revenues had mushroomed to billions of dollars a year.
The effort culminated in raids of the three biggest gambling sites and cash advance vs credit limit arrests of their owners.
You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you. The purpose of shorter duration loans is to provide the borrower temporary financial relief. Such loans are not a cash advance vs credit limit financial solution. Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.
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