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Louis: High school or higher: 89. 6 Bachelor's degree or higher: 25. 6 Graduate or professional degree: 8. 5 Unemployed: 6. 9 Mean travel time to work (commute): 23. 0 minutes.
So if you borrowed ВЈ100 at 40 APR for a year, you'd have to pay back the loan plus ВЈ40. The APR is sometimes referred to as the 'interest rate'. However it also includes any other charges and administration fees, except where they are avoidable, such as late repayment fees. Why an annual rate.
I'm only borrowing for a month or two. When lenders advertise loans, they must show the APR by law. People borrow money for different lengths of time, so the annual percentage rate gives a standard way of comparing loan costs. Cash loan same day payout doesn't mean the lender will actually lend you money for a year, but it's the standard for comparing deals. If you pay back your loan in less than a year, you'll pay less than the annual rate in interest.
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