Primary Residence: A dwelling where one actually lives and is considered as the legal residence for income tax purposes. Principal: The amount of debt, exclusive of interest, remaining on a loan. Principal and Interest to Income Ratio: The ratio, expressed as a percentage, which results when a borrower's proposed Principal and Interest payment expenses is divided by the gross monthly household income. The maximum allowable ratio for MOP loans is 40.
Also known as PI ratio. Cherokee loan and cash advance The preparation of a mortgage loan application and supporting documents for consideration by a lender.
Program: The term "Program" refers to any loan made under a University of California Home Loan Program. Purchase Transaction Documents : The aggregate term for independent third party documentation pertaining to the subject property.
Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments.
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