WHAT IF I NEED TO MAKE A LATE PAYMENT. Late Payment penalties differ from lender to lender. Lenders may be forgiving if you contact them directly, though some may automatically add a fee if it is in their agreement. For more information, please contact the lender directly if you have any issues repaying your loan. Please review our site for valuable information about our services. If you have further questions, we invite you to contact us at anytime.
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By submitting your information via this website, you are authorizing WhiteRockLoans. com and its partners to do a credit check, which may include verifying your social security number, driver license number or other identification, and a review of your creditworthiness. Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax and TransUnion, but also may include alternative credit bureaus such as Teletrack, DP Bureau or others.
You also authorize WhiteRockLoans. com to share your information and credit history with a network of approved lenders and lending partners. Lenders Disclosure of Terms. The lender you are connected to will provide documents that contain all fees and rate information pertaining to payday loans online charlotte nc loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan.
In addition to allegedly misrepresenting the terms of the loan, the lenders doubled as unscrupulous debt collectors who falsely threatened to sue the borrowers or have them arrested.
Risks of Sharing Your Personal Information. Be careful about giving out your information. Whether or not your visit to an online payday loan site results in a loan, simply entering information on the site may come back to haunt you. Selling payday loans online charlotte nc and financial information is big business. People who buy your information may use it to try to sell you good and services, charge you for goods and services you didnt agree to buy or charge amounts other than what you authorized, or try to commit identity theft.
Even if you never hit "Submit" to complete the transaction, your information can be captured through keystroke logging a program used to see and store everything you enter on application. Loan Aggregators. Unlike a direct lender which lends you the money, a loan aggregator is a middleman a payday loans online charlotte nc that collects your personal and financial information on a loan application and shops it around to lenders who may offer you a loan.
Loan aggregators, also called lead generators, can and do sell the information included on loan applications, and potential borrowers may not even know it.
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