Amounts: 100, 200, 300, 400, 500, 600, 700, 800, 900, 1000. Canada: British Columbia capped at 23 of the principal (including interests and fees) Alberta up to 23 Saskatchewan an interest rate cap of 23 of the principal, a cap of 30 on a defaulted loan Manitoba at 17 per two weeks Ontario 21 per 100 borrowed for a period of two weeks New Brunswick illegal at any rate over 60 per annum Nova Scotia the maximum rate to 25 Prince Edward Personal loan 0 interest rate 25 per 100 borrowed for a period of two weeks Newfoundland and Labrador no legislation The information may be outdated, so please check with your local authorities.
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During repayment period, you can also apply for a Top-up Loan on your repaid principal amount (8) with no documents required (9). Selected Customers include Hang Seng Preferred Banking Customers, Payroll Customers and Mortgage Customers. Please contact Hang Seng staff for your personalized offers.
Taking loan amount of HKD800,000 or above and a 12-month repayment period as an example, Prestige Banking Customers and Selected Customers (including Preferred Banking Customers, Payroll Customers and Mortgage Customers) can enjoy a monthly flat rate of 0. 11 and 0. 12; while Other Customers can enjoy a monthly flat personal loan 0 interest rate of 0.
13, which means Prestige Banking Customers can enjoy a 15 off interest discount and Selected Customers can enjoy a 7 off interest discount. The interest rate listed above and the full handling charge waiver are applicable to designated loan amount and are for reference only. The final approved interest rate and payable handling charge are subject to the loan amount and credit assessment result.