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So Then… Who Can and How to Get Payday Loans During Bankruptcy. There are some circumstances where you might be able to get a payday cash advance based on future income while you are still in bankruptcy. If you are in a Chapter 13 bankruptcy repayment plan period where the Court has ordered your previous creditors to accept a court designated repayment plan based on your income and your budget needs, a call to your court-designated trustee during a time of an emergency or family crisis where you provide an explanation of the situation and how you plan to repay any emergency payday loan during bankruptcy along with your Court-appointed debt repayments could… could result in official permission to get a cash advance loan.
If you receive such permission in writing from your trustee, you have not broken any rules of your Chapter 13 bankruptcy process. Be prepared for a tough fight with your trustee though. They are there to make sure everyone personal loan used for down payment up to their responsibilities, and if they think a high interest, bad credit loan during your budgeted pay off time period is going to hurt your chances of living up to your part of the bargain, they will be hesitant if not immobile with your request.
If you filed for Chapter 7 bankruptcy, deemed qualified for total relief of all debt obligations you currently have, and are simply awaiting your discharge date in court, you probably wont be getting any official sanction from your attorney or trustee to get a new loan until your case has run its course and you are discharged of all your debt. It wouldnt make sense for the Court to work on paperwork and legalities to relieve you of your personal loan leads in pune debt responsibilities only to add more debt to wipe out.
The good news for you Chapter 7 filers is that it only takes 3 ½ to 5 months from the time you file until your complete discharge of all obligations at which time you can start fresh, and that means you are free to borrow money again as you determine, on your own, you can do so responsibly.
Personal loan used for down payment of what kind of personal bankruptcy case you have, the important thing is that you ask questions and keep a line of communication going with those people involved in your case.